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Update: The preliminary estimate based on visual damage came back at over 7 thousand dollars. This does not include anything underneath or any additional damage they find during disassembly.
What exactly were they including in that $7000 figure (a hood, fender and bumper)?
Just out of curiosity, what kind of vehicle hit it?
 

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I wouldn't get hung up on Hagerty. There are several other options out there that offer agreed value policies. Do your homework.

Trust me this comes up daily on the plastic car forum.
I'm not sure anyone is hung up on them, I just wanted to post my preliminary quote to get people thinking.
I know I get stagnant with auto insurance (I've been with my current company for about 11 years and with Progressive for at least 10 years before that).
I pay it then forget about it for the next six months.
 
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